How to Activate Your New Discover it Secured Credit Card

Activating a credit card notifies your card issuer that you have received the card and are ready to make purchases. When you open a new Discover Credit Card account or renew an existing one, you will get a real card in the mail. However, before you can start making purchases with the new Discover it Secured Credit card, you must first activate it. Whether you call the card issuer and complete your credit card activation over the phone, visit your issuer’s website, or activate your new credit card using a mobile app downloaded from the app store, you should activate the card straight away.

You have three options for activating your Discover it Secured Credit Card: online, using a mobile app from the card issuer, or over the phone by contacting their customer support hotline.

As long as the credit card is active and the account is open, you can typically use it once it has been activated. If you don’t activate a new Discover it Secured credit card you receive, you typically won’t be able to use it to make purchases or earn rewards for those purchases. Here’s how to activate your newly received Discover it Secured Credit Card using above mentioned methods:

How to Activate Your New Discover it Secured Credit Card?

In a matter of minutes, your new Discover it Secured Credit Card will be prepared for transactions, regardless of the activation method you select. Discover Credit Card needs you to activate your new card within 45-60 days, so don’t wait too long. You have three options for activating your credit card:

1. Online: Visit the Discover card activation website at discover.com/activate and follow the activation steps by selecting either “Without Logging” or “Log In” options.
2. Using a Mobile App: Log in to the Discover mobile app with the same credentials you use to log in online. Tap the card activation button, and then follow the steps to activate your card.
3. Over the Phone: Call the phone number listed on the sticker affixed to your card or on the back of your card. To activate your card, simply follow the automatic steps. You may need to provide your credit card number and other identifying information.

How to Activate Your Discover it Secured Credit Card Online?

You may instantly activate your Discover it Secured Credit Card on the official website. Follow these steps to activate your card:

• First visit discover.com/activate to start the activation process.
• On your screen, You have two options (choose anyone):
  • Without Logging in
  • Log in
• If you choose the first option, you need to fill in the necessary Discover Card details such as Card Number, Expiration date, Sequence ID Number, Date of Birth, and Last 4 Digits of SSN or ITIN.
• Next, click the Continue button.
• Follow the prompts (if any) to activate your Discover it Secured Credit Card.
• If you choose the second option, type the User ID, Password and Sequence ID Number.
• Finally, click Continue and follow the prompts to complete the activation process.

How to Activate Your Discover it Secured Credit Card Using Mobile App?

You can activate your new Discover it Secured Credit Card using the Discover mobile app. Here’s how.

• Download and install the Discover mobile app from Google Play Store (Android users) or the App Store (iOS users) to your mobile device.
• After installation, open the app and click on Log In button.
  • Log in to your account on the app.
  • Look for an option to activate your new card and follow the instructions provided.
• Alternatively, you can click on Register an Account option (if you don’t have an account yet).
• Next, click on Register Credit Card Account option.
• Then provide your details like Credit Card Account Number, Card Expiration Date, SSN Number and Cardholder’s Birthday and click Continue.
• Finally, create your PIN and login details to complete the activation process.

How to Activate Your Discover it Secured Credit Card By Phone?

The steps for activating your new Discover Credit Card via IVR are as follows:

• Call 1 (800) 347-2683 or the number on the sticker attached to the front of the card.
• Next, Verify your personal information e.g. last four digits of your Social Security number, Date of Birth, Phone Number etc.
• You’ll also confirm the credit card number or account number that’s printed on the card. 
• Finally, enter the PIN of your choice to activate your card.

What are the Benefits of Activating Discover it Secured Credit Card?

There are many benefits to activating and using your Discover it Secured Credit Card, including:

• No credit score required to apply.
• No Annual Fee, earn cash back, and build your credit history.
• Earn 2% Cashback Bonus at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. 
• 1% Cash Back: Earn unlimited 1% cash back on all your other purchases.
• 2x Cash Back: Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. 
• 99% Nationwide Acceptance — Discover is accepted nationwide by 99% of the places that take credit cards.

How to Apply for the Discover it Secured Credit Card Online?

• Begin by visiting the Discover home page at discover.com.
• Next, scroll down and click on Credit Cards option. Alternatively, you can directly navigate to Discover credit cards page here.
• Then, scroll down to find Discover it Secured Credit Card and click on Apply Now button against it.
• On the next page, enter your Zip Code, Last 4 digits of your Social Security Number and Date of Birth. Then click on Next button.
• Next, choose your card design from the options available.
• There after, enter all the information required like Name, Home Address, Date of Birth, SSN Number, Employment Status, Gross Income, Phone Number and Email Address.
• Then, tick mark the checkbox stating Agree to Electronic Communications.
• Finally, click the Submit button to submit your application.

If approved, you must pay a minimum security deposit of $200 (or more, in $100 increments up to $2,500), which will be equal to your requested credit limit. Discover will set your maximum credit limit based on your income and ability to pay.

How to Reach Discover Card Customer Service?

You can talk to a real person from Discover’s 100% U.S.-Based customer service. Discover has live customer service agents-24/7. They can help with your account activity, benefits, and more. Please note that certain services may require the assistance of specialists who may not always be available.

Phone: Call 1-800-347-2683 (U.S.) or 1-224-888-7777 (Outside U.S.) to directly talk to the customer service agent. This line is available 24/7.

Message an agent: Navigate to the Contact Us page on discover.com and scroll down to Message ab Agent option. Click on Send Message button. This will open a Chat box in the bottom right corner of the screen allowing you to contact a customer support professional.

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