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How to Activate and Use your Lowe’s Credit Card

It looks that you need to activate your MyLowe’s Rewards Credit Card! Lowe’s Inc. is an American retail firm that specializes in home improvement. It is the second largest hardware store in the United States, with headquarters in Mooresville, North Carolina. Lowe’s, like any other retailer, offers a variety of store cards or credit cards to help customers save more on home purchases such as home decor, appliances, lightbulbs, landscaping materials, tools, and batteries. Synchrony Bank issues the Lowe’s credit card, which comes with a number of benefits and rewards.

Lowe's Credit Card
MyLowe’s Rewards Credit card

One of the primary advantages of the Lowe’s credit card is the option to earn rewards for purchases made at Lowe’s stores or on lowes.com. Furthermore, Lowe’s Advantage Card provides customers with attractive financing choices for a variety of home improvement and renovation projects.

After receiving your MyLowe’s Rewards Credit Card, you must activate it online at lowes.com/activate, or by contacting the number on the back of the card, or by visiting your local Lowe’s store.

How To Apply For Lowe’s Credit Card Online?

The simplest approach to apply for the Lowe’s Store Card is to complete an application online. You can also apply for this card in person at any Lowe’s location. You cannot apply for the Lowe’s Store Card via phone.

To apply for a Lowe’s Rewards Credit Card, simply follow the instructions below:

  • Go to the official Lowe’s Rewards Credit Card Services webpage and click the “Apply Now” option.
  • A new page will open; enter your email address to check if you already have a Lowes.com personal account.
  • Next, enter your details like First Name, Last Name and Phone Number to create your personal account. Then click Continue.
  • Noe, enter the last four digits of your Social Security Number(SSN) or ITIN and your Mobile Phone Number.
  • Then click the Continue button.
  • On the next page, input all of the application’s essential information.
  • Enter your Street Address, Zip Code, City and State, SSN/ITIN, Date of Birth, and Annual Net Income. Also confirm your Full Name, Email Address and Phone number.
  • Next, click Continue and follow the on-screen directions to complete your Lowe’s Rewards credit card application.

How to Apply for the Lowe’s Credit Card in Person?

You can apply for the Lowe’s Store Card in person by visiting your local Lowe’s store. Ask your cashier about completing an application, or visit the customer service desk.

If you are accepted the same day, you will be able to use the card to make transactions. New cardholders are typically eligible for a discount on their first purchase, regardless of whether they are authorized on the same day they apply.

Finally, if you have applied for the Lowe’s Store Card but have yet to get a decision, you can check the status of your application by calling (800) 445-6937  8:30 a.m. – 7 p.m. (ET), 7 days a week and picking the “Lowe’s Rewards Card” option.

How To Register For An Online Access To Your Lowe’s Rewards Credit Card Account?

Follow these steps to complete your credit card registration on the official website:

  • Using your computer browser, navigate to Lowe’s Credit Card Services’ official website, lowes.com/I/Credit.
  • When the website’s homepage opens, click the Pay & Manage Account button under MyLowe’s Rewards Credit Card.
  • A login screen will appear; on that page, click the “I want to Register” link under Secure Login.
  • On the next screen, enter your registration details.
    • Enter your account number and billing ZIP code.
    • Next, click the Continue button.
  • Then, to register an account, follow the on-screen directions.
  • Follow the on-screen prompts to create your Lowe’s credit card login credentials.

How to Activate Your Lowe’s Credit Card Online?

To activate your Lowe’s Rewards credit card, go to the official website and follow these steps:

  • Open your computer browser and navigate to lowes.com/I/Credit, the official website of Lowe’s Credit Card Services.
  • Next, click the Pay & Manage Account button under MyLowe’s Rewards Credit Card once the website homepage opens.
    • Alternatively, you can directly navigate to lowes.com/activate for activating your card.
  • On the login page of website, enter your login credentials.
    • Put in your User ID and Password
  • Next, hit the Secure Login button.
  • After you log into your account, go to the Dashboard and select the Card section, and choose the menu item labeled “Activate Your Card“.
  • Next, select the Register and Activate option.
  • On the following page, the website will prompt you to confirm your account number; input your account number for confirmation.
  • Then click the Next button.
  • Next, the website will request personal and financial details for verification.
    • Enter the prompted card details (card number, expiry details, SSN, ITIN, etc.).
  • Then, accept all of the terms and conditions and click the Confirm button.
  • Your card will be activated, and a confirmation page will appear, which you should print for records.

How to Activate Lowe’s Credit Card by Phone?

You can also activate your Lowes credit card over the phone. If you are unfamiliar with how to use the internet, use this method. Grab your phone and call the activation number on the back of your Lowe’s credit card, then follow the steps below:

  • The automated system will invite you to submit your personal information, including your name, address, and Social Security number.
  • You’ll also need to enter your Lowe’s credit card number and expiration date.
  • The system will invite you to select a Personal Identification Number (PIN) for your card. This is the code you’ll use to enter your account and make purchases.

Once you’ve entered all of the necessary information, the system will confirm that your card has been activated. You can then start using your Lowe’s credit card to make purchases.

How to Activate your Lowe’s Credit Card at the Store?

Do you wish to activate your Lowe’s Credit Card without following the on-call instructions or the online steps? However, you can still register your new card by going to the Lowe’s store that is closest to you.

  • Visit a Lowe’s store with your credit card and a valid photo ID from the government.
  • Ask an associate at the customer service desk or in the checkout lane for help activating your card.
  • Give the associate your personal details. Your name, address, and Social Security number are required.
  • You must also provide your Lowe’s credit card number and its expiration date to the associate.
  • The associate may ask you to choose your card’s PIN (Personal Identification Number). This is the code you’ll use to enter your account and make purchases.
  • Following your information submission, the associate will verify that your card has been activated.

Lowe’s Credit Card Customer Service

If you have any queries related to your Lowe’s Credit Card you can contact to their customer service number- 1-800-445-6937, 8:30 a.m. – 7 p.m. (ET), 7 days a week.

That’s how to activate and use your Lowe’s Rewards Credit Card. We hope you find the information to activate the MyLowe’s Rewards Credit Card useful.

Also Read: How to Activate Your Indigo Mastercard

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