How to Activate Your Chase Sapphire Preferred Credit Card

It appears that you need to activate your Chase Sapphire Preferred Credit Card! The Chase Sapphire Preferred® Card is a premium credit card for travel and dining. With an annual cost of $95, it is a popular option for customers looking to open a travel card without having to pay hundreds of dollars. It is considered to be among the finest credit cards under $100, and among the best travel rewards cards for first-time users.

Currently, new Chase Sapphire Preferred cards may receive an amazing 60,000 bonus points after spending $4,000 within the first three months of opening an account. Because points are worth 25% more when redeemed through Chase TravelTM, that comes out to $750.

However, you should not apply for a card solely to receive the bonus. Other items to consider include the rewards rates, benefits, and yearly fee. Also bear in mind that the Chase Sapphire Preferred card requires good to great credit to be approved, so not everyone will be eligible. 

How to Activate Chase Sapphire Preferred Credit Card?

Once your credit card application has been approved, you should get the physical card by mail within 7 to 10 business days. However, before you can use your new credit card, you must first activate it. This is because the card issuer wants to confirm that the right person received the card in the mail through the activation process. Fortunately, Chase lets you activate your credit card from either a phone or online.

Here are the different ways to activate your recently received Chase Sapphire Preferred Credit Card:

1. Online: Visit the official Chase card activation link at – chase.com/personal/credit-cards/verify-credit-card. A website link to activate your card might also be included on the sticker attached to your card. After that, you’ll need to adhere to instructions in order to activate your card and prove your identification.
2. Using App: You can also activate your card using the Chase Mobile app. Simply log in to the Chase Mobile app with the same credentials you use to log in online, and then follow the steps to activate your card.
3. Over the Phone: Your newly received card will likely have a sticker on it with a phone number to call in order to activate your card. To complete the activation, you will often require to follow automated voice prompts.

How to Activate Chase Sapphire Preferred Credit Card Online?

You can quickly activate your new Chase Sapphire Credit Card on the official website. Follow these procedures to activate your card:

• First visit the Chase cards activation website at chase.com/personal/credit-cards/verify-credit-card.
• On the welcome screen, If you already have an account, enter your Username and Password and click Sign In to access your Chase account. If you don’t have the account, click “Not Enrolled. Sign up now” to create an online account.
• To create an online account, you will need to provide the following information:
  • Your Account, card or application number.
  • Social Security number or your Date of Birth. You may also need to provide your billing address.
  • Next, set your Username and Password.
  • Once your online account is created you may now access you account.
• After successful login, click on the “My Accounts” tab.
• Then, select your Chase Sapphire Preferred credit card that you would like to activate.
• It will ask you to activate the card. Click the Activate button to complete the process.
• After successful activation, your card should be ready to use!

How to Activate Chase Sapphire Preferred Credit Card Using Chase App?

You can also activate your new Chase credit card through the Chase mobile app. Here is how:

• Download and install the Chase Mobile app from Google Play Store (for Android smartphones) or the App Store (for Apple mobile phones).
• Next, log into your Chase Mobile app using your Username/Account number and Password.
• Post login, go to the main Menu and navigate to the My Accounts section and click on it.
• Then, tap on Credit Card option. A list of credit cards linked to your Chase account will appear.
• Now, select your Chase Sapphire Preferred card and tap on it.
• From the dropdown menu select Activate Card option.
• Next, you may require to enter your card credentials like your Credit Card number, Social Security number, etc.
• Finally, review and confirm the credit card details and then tap on Activate Card button.
• After the activation process is complete, you can start using your Chase Credit card.

How to Activate Chase Sapphire Preferred Credit Card Over Phone?

If you prefer to activate your Chase Sapphire credit card over the phone, follow these steps:

• Call Chase Customer Service at 1-800-935-9935 or 1-800-432-3117 or the number on the sticker that is attached to the front of the card from your registered mobile number.
• Next, you may be asked to dial your credit card number, the last four digits of your Social Security number, your date of birth etc. to verify your details.
• Finally, enter a secured PIN to complete the verification process.

What Happens if You don’t Activate Your Chase Credit Card?

In the event that a new credit card is not activated, the account will remain open. Because the credit card is not being used, the impact on your credit score from payment history will be minor to non-existent. The credit limit you were authorized for, however, will be included in the debt-to-income ratio (30% of your score) that tracks your existing debt and credit availability.

So, even if you do not activate and use a new credit card, it will have an impact on your overall credit score. If your credit card has an annual fee, it will remain in effect even if you do not use the card.

What are the Benefits of Activating the Chase Sapphire Preferred Credit Card?

Activating and using your Chase Sapphire Preferred Card provides various advantages, including:

• Welcome Bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
• Premium Dining & Travel rewards: Earn 5x total points on travel purchased through Chase Travel^SM.
• Earn 3x points on dining, including eligible delivery services, takeout and dining out, and 2x on other travel purchases.
• Sapphire Preferred offers over $150 in partner value.
• Earn up to $50 in statement credits for hotel stays booked through Chase Travel on your account anniversary year.
• Earn 3x points for online grocery purchases (excluding Target, Walmart, and wholesale clubs).
• Earn 3x points on various streaming services and one point per dollar spent on all other purchases.
• Complimentary DashPass: Receive a complimentary minimum one-year subscription to DashPass, which entitles you to zero delivery fees and reduced service fees as long as you activate by December 31, 2027.

How to Reach Chase Card Customer Service?

You can call these numbers to get help from a Chase Customer Service representative:

• Call Chase Customer Service: 1-800-935-9935
• Credit Card: 1-800-432-3117

Military personnel and veterans can reach the Chase Customer Service at following numbers:

• Domestic Chase Military Services: 1-877-469-0110
• Overseas: 1-318-340-3308

Also Read: How to Activate Your Wells Fargo Active Cash Credit Card